A Glance of : Dream of Bank          
GST No.: 24AABAT4356N1Z6        

Business & Personal Loans

Personal Loans


Attractive Loan Schemes at very competitive rate of interest & reasonable documentation with fast disposal. Our various loan schemes are Car Loan, Home Loan, Credit Loan, Mortgage Loan, SME Loan, Industrial and Business Loan, Vendor Finance, LC discounting, Gold loan scheme Loan, Educational Loan, Share Overdrafts etc.

 

Business Loans


Term Loan for capital investment in fixed assets, such as Plant & Machinery, Construction/Purchase of factory Shed/Office Premises, Furniture & Fixtures, Technical Gadgets/Equipment, etc.

With Effective From 15-01-2026
Loan Type Rate(in %)
CASH CREDIT 9.50
CAR LOAN 8.50
COMMERCIAL VEHICAL LOAN 10.00
EDUCATION LOAN 9.00
GOLD LOAN 9.00
GOVT. SCHEME LOAN 12.00
HOUSING LOAN GENERAL 8.50
HOUSING LOAN WOMEN 8.25
MACHINARY LOAN (TUF / NON TUF) 9.00
MORTGAGE LOAN 12.00
NSC / KVP LOAN 12.00
OVERDRAFT (Against Property) Limit up to 50 Lakh 10.50
OVERDRAFT (Against FD) FD RATE + 1%
PERSONAL LOAN 11.00
PERSONAL LOAN (Professionals) (Doctor) 12.50
ROOF TOP SOLAR PANEL LOAN 10.50
SELF EMPLOYED LOAN 8.50
TERM LOAN 11.00
TWO WHEELER LOAN 10.00
E-VEHICAL LOAN 8.50
BUILDER PROJECT LOAN 12.00
SOLAR RENEWABLE ENERGY LOAN CAPTIVE 8.50
SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY ABOVE 100% 8.25
SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY 75% TO 99.99% 8.75
SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY 50% TO 74.99% 9.00
MAHILA VIKAS LOAN 9.00
GOLD LOAN 9.50
GOLD LOAN (BULLET REPAYMENT WEAKER) 8.50
CONSUMPTION LOAN AGAINST GOLD ORNAMENTS 9.00

 

Loan EMI Calculator

  (%)