Attractive Loan Schemes at very competitive rate of interest & reasonable documentation with fast disposal. Our various loan schemes are Car Loan, Home Loan, Credit Loan, Mortgage Loan, SME Loan, Industrial and Business Loan, Vendor Finance, LC discounting, Gold loan scheme Loan, Educational Loan, Share Overdrafts etc.
Term Loan for capital investment in fixed assets, such as Plant & Machinery, Construction/Purchase of factory Shed/Office Premises, Furniture & Fixtures, Technical Gadgets/Equipment, etc.
| With Effective From 01-07-2026 | |
| Loan Type | Rate(in %) |
| BUSINESS LOAN - UNSECURED | 11.00 |
| CAR LOAN | 8.50 |
| CAR LOAN (OLD) | 10.00 |
| CASH CREDIT | 8.99 |
| COMMERCIAL VEHICAL LOAN | 10.00 |
| CONSUMPTION LOAN AGAINST GOLD ORNAMENTS EMI | 9.50 |
| CONSUMPTION LOAN AGAINST GOLD ORNAMENTS EMI WEAKER | 9.00 |
| EDUCATION LOAN | 9.00 |
| E-SHRAM LOAN | 11.00 |
| E-VEHICAL LOAN | 8.50 |
| FD LOAN | FD RATE + 1% |
| FESTIVAL CAR LOAN | 8.25 |
| FLOOD RELIEF LOAN | 9.00 |
| GOLD LOAN (BULLET REPAYMENT WEAKER) | 8.50 |
| GOLD LOAN (BULLET REPAYMENT) | 9.00 |
| GOVT. SCHEME LOAN | 12.00 |
| HOUSING LOAN GENERAL | 8.50 |
| HOUSING LOAN WOMEN | 7.99 |
| MACHINARY LOAN (TUF / NON TUF) | 8.75 |
| MACHINARY LOAN (WOMEN) | 8.50 |
| MAHILA UDHYAMI LOAN (Up to 5 Lacks) | 11.00 |
| MAHILA VIKAS LOAN (Up to 1 Lacks) | 9.00 |
| MORTGAGE LOAN | 12.00 |
| NSC / KVP LOAN | 12.00 |
| OVERDRAFT (Against FD) | FD RATE + 1% |
| OVERDRAFT (Against Property) Limit up to 100 Lakh | 9.99 |
| OVERDRAFT AGAINST GOLD ORNAMENT | 9.50 |
| PERSONAL LOAN (Professionals) (Doctor) | 12.50 |
| PERSONAL LOAN (Up to 5 Lacks) | 11.00 |
| PM AAWAS YOJNA LOAN (HOUSING) | 8.75 |
| PMEGP LOAN (MACHINARY) | 10.00 |
| PROJECT LOAN | 12.00 |
| ROOF TOP SOLAR PANEL LOAN | 10.50 |
| SELF EMPLOYED LOAN | 8.50 |
| SOLAR RENEWABLE ENERGY LOAN CAPTIVE | 8.50 |
| SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY 50% TO 74.99% | 9.00 |
| SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY 75% TO 99.99% | 8.75 |
| SOLAR RENEWABLE ENERGY LOAN NON CAPTIVE SECURITY ABOVE 100% | 8.25 |
| TERM LOAN | 11.00 |
| TWO WHEELER LOAN | 10.00 |
